Last Updated on December 10, 2021 by Dividend Power Build a Lazy Portfolio. The KISS principle applies to many things in life, and managing your retirement portfolio is one such thing. A retirement portfolio should be simple, permitting an investor to be lazy. Most investors do not want to continuously monitor their retirement portfolio and...
If you are looking to buy a home but are putting in less than a 20% down payment, you’ll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making your monthly payments. Depending on your LTV (loan to value) ratio and other factors, your...
The new COVID variant Omicron and the fear of new lockdowns caused the market to drop a little over 4% in a few trading days. This significant drop has also brought down the stock prices of high-quality Real Estate Investment Trusts (REIT) because of the fear of lockdowns. In 2020, REITs suffered due to local...
If you’re confused about the question “what is a hedge fund?” you are not alone. Part of their allure is their exclusivity and secrecy. Hollywood only adds to that mystique in portraying hedge fund managers, such as the charming yet ruthless Bobby “Axe” Axelrod in the popular TV show Billions. While hedge funds are considered unique investments in...
The United States is a massive country with a vast array of cultures, ecosystems, and historical landmarks. With so much happening in such a large country, it’s hard to decide where to go. The best places to visit in the USA are subjective. Those who travel because they love art may not enjoy the thrills Orlando offers....
By now, you know that nearly everything in this world has costs. If you want to buy that brand new phone or that car, it will cost you money. Perhaps you want to start learning about woodworking? That will cost you time. But what does it cost to take advantage of a beneficial situation? Are you possibly missing out on...
Over the past 18 months, almost half of Americans either moved or thought about it. If you look into your options, you’ll find that the most livable places in the U.S. aren’t necessarily the biggest, and sometimes they’re surprising. So if you’re one of the millions of people contemplating moving and you’re looking for a small...
AT&T (T) and Verizon (VZ) are the two biggest telecommunications companies in the U.S. They have always enjoyed a dominant position in their business, and thus they have generated excessive free cash flows. As a result, these two telecommunications stocks have always offered generous dividends, and hence they are great candidates for the portfolios of income-oriented investors. In this...
Last Updated on November 16, 2021 by Dividend Power Tips to Pay Off Debt and Lead a Stress-Free Retirement. While it’s easy to advise older adults to get out of debt before retirement, it’s a Herculean task for many people. And at the same time, older adults have to remember one thing: debts can postpone retirement plans,...