Retirees have plenty of reasons to love their 401(k), but there might be even better accounts out there for you. Some investors should be focusing elsewhere, while others might benefit from some diversification. If your employer doesn’t offer a 401(k), don’t worry: You still have some great options. The perfect account doesn’t exist Before digging...
Author: The Motley Fool (The Motley Fool)
It’s Not Too Late to Make These 3 Retirement Moves
Even when retirement is decades away, it can feel like there’s not enough time to accomplish the Herculean task of reaching goals like saving $1 million or more. But having the right plan in place can make things a little less overwhelming. Here are three retirement planning moves you should make as soon as you...
3 Reasons Not to Retire at 65
There’s a reason many seniors are inspired to retire at 65. Age 65 is when Medicare eligibility kicks in, so it’s easy to associate 65 with retirement. But actually, retiring at 65 is a decision you might regret. Here are a few reasons to leave the workforce at a later age. 1. You don’t want...
3 Better Ways to Save for Retirement Than a 401(k)
If you’re offered a 401(k) with an employer match, you should contribute enough to earn it. An employer match is free money, and there’s never a reason to pass up that help. But after you’ve maxed out the match, there are three other types of retirement accounts you may want to invest in instead of...
This Under-the-Radar Cryptocurrency Stock Could Outpace Bitcoin in 2022
Cryptocurrency Bitcoin (CRYPTO: BTC) has been one of the best investments you could have made over the past several years. It’s up roughly sixfold over the past 24 months, and many times more over its lifetime. Bitcoin’s market cap has ballooned to roughly $820 billion, more than a third of all value among cryptocurrencies. Bitcoin’s...
2 Risky Growth Stocks That Could Make You Filthy Rich
Growth stocks, on balance, have fallen out of favor in recent months. Political gridlock in Washington, D.C., historically high inflation rates, and concerns about an interest rate increase have dampened investors’ appetite for risk. This negative sentiment, though, doesn’t mean there aren’t growth stocks worth buying right now. In the hard-hit area of biotech, for...
These 3 Stocks Could Pay Massive Dividends in 2022
The oil market hasn’t always been kind to dividend investors. The sector has often had to slash or suspend dividend payments during oil price downturns, which have happened twice this decade. This volatility has led some producers to shift how they think about paying dividends. Instead of setting a high base payout, some are setting...
3 Reasons I Love Online Banking
Image source: Getty Images I’ll admit it. I’m the sort of person who prefers not to have to leave the house unless there’s a pressing reason or a hiking trail calling my name. Even before the pandemic, I’ve always preferred to stay out of stores and do as many errands online as I can. In...
Procter & Gamble Q2 Earnings: What to Watch
Procter & Gamble (NYSE: PG) share price gains have spent the better part of the pandemic trailing the wider stock market. While sales and earnings soared since early 2020, the consumer staples giant was left out of the rally that pushed high-growth niches to new highs. But that performance gap is shrinking as investors lose...
Nervous to Invest in Crypto? Do These 4 Things to Ease Your Fears
Image source: Getty Images These days, many investors are enjoying success with cryptocurrency. And crypto could end up being a money-maker for you, too. But if you’re anxious about the idea of investing in it, here are a few steps to take. 1. Have a fully loaded emergency fund before diving in Whether you’re buying...